NestIQ ("the app") is provided by Uber Kiwi LLC as a tool for licensed loan officers. By using NestIQ, you agree to these terms.
NestIQ is currently in private beta. Calculations are provided as-is for educational and decision-support purposes and do not constitute a commitment to lend, a Loan Estimate under TILA-RESPA, or any regulatory disclosure. Users are responsible for verifying all figures against their institution's systems of record before communicating with borrowers or third parties.
Subject to these terms, Uber Kiwi LLC grants you a limited, non-exclusive, non-transferable license to use NestIQ for your own professional mortgage origination activities. You may not redistribute, reverse engineer, decompile, or resell the application.
Borrower-facing disclosures generated by NestIQ (including per-state disclosure text and Fannie Mae 1084 cash flow analysis output) are previews only. You are solely responsible for:
— Verifying that any output meets the regulatory requirements of your jurisdictions
— Confirming compliance with your institution's internal policies
— Obtaining any required licensing for the states in which you originate loans
NestIQ provides mathematical calculations and structured analysis based on inputs you provide. It does not provide financial, tax, or legal advice. Borrowers should consult qualified professionals for their specific circumstances.
To the maximum extent permitted by law, Uber Kiwi LLC is not liable for any indirect, consequential, or incidental damages arising from use of NestIQ, including but not limited to errors in calculation output, missed disclosures, or regulatory findings.
These terms will be expanded before public App Store release. Continued use of NestIQ after changes constitutes acceptance of the updated terms.
Questions about these terms: support@nestiq.mortgage